Equipment Financing for Small Businesses
Finance the equipment your business needs to operate and grow — preserve working capital while acquiring essential assets with predictable fixed payments.
Equipment Financing Highlights
$5K – $5M+
Finance equipment of all sizes from small tools to large machinery
Fixed Monthly Payments
Predictable repayment terms of 12 to 72 months
Equipment as Collateral
The financed equipment typically secures the loan — no additional collateral needed
Preserve Working Capital
Avoid large upfront equipment purchases that drain your cash reserves
Types of Equipment We Finance
Most business-use equipment qualifies — new or used, from any vendor.
Commercial Vehicles
Manufacturing Machinery
Technology & IT
Restaurant Equipment
Medical Equipment
Construction Equipment
General Qualification Guidelines
Business Requirements
- 1+ year in business (soft start-ups considered)
- $10,000+ monthly revenue
- Equipment quote or invoice from vendor
- Business bank account required
Credit & Owner Profile
- 600+ credit score preferred
- Lower scores may qualify with strong revenue
- Personal guarantee typically required
- No active tax liens or open judgments
Ready to Finance Your Equipment?
Tell us about the equipment you need and we’ll structure the right financing solution for your business.
Business-purpose lending only. Not a bank. Not a direct lender. NMLS #2484887.