DSCR Loan Blog & Real Estate Investor Resources
Welcome to the FAAS Funding blog — your resource for DSCR loan education, real estate investor financing strategies, and rental property tips. Browse our latest articles below.
Latest Articles
- Business Loan Calculator: How Much Working Capital Could Your Business Qualify For?
Estimate a rough funding range for your business, then explore real working capital, SBA, and equipment financing options — illustrative only, not a quote or offer. - The Montana LLC Loophole for Vehicle Registration: How It Works
What the Montana LLC vehicle-registration strategy actually saves on RVs, boats, and luxury cars — plus a savings calculator and the real risks to know first. - How to Analyze a Fix-and-Flip Deal Before You Buy
The 70% rule, ARV comps, rehab contingency, and holding costs — the deal-analysis framework experienced flippers use before making an offer. - DSCR Loan Rate Update — September 2026
30-year mortgage rates hit a 12-month high of 6.71%. See what it means for DSCR borrowers and whether to lock now or wait. - Free DSCR Loan Guide for Real Estate Investors
Download our free guide covering DSCR loan requirements, qualification tips, and how to close your first DSCR loan.
DSCR Loan Topics We Cover
- DSCR loan requirements and qualification
- How to calculate DSCR for rental properties
- Scaling a rental portfolio with DSCR financing
- Short-term rental (Airbnb/VRBO) DSCR loans
- DSCR loans vs. conventional investment loans
- State-specific DSCR lending (California, Texas, Florida, New York)
Check Your DSCR Loan Eligibility →
Latest from FAAS Funding
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DSCR Below 1.0: What Are Your Options?
Read more: DSCR Below 1.0: What Are Your Options?A DSCR below 1.0 means a property’s rental income does not fully cover its monthly mortgage payment. Some programs may still consider these scenarios, but availability, terms and requirements vary by lender and program, and not every scenario will qualify. This guide is educational and does not predict an outcome for any specific property. What…
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How Rental Income Is Calculated for a DSCR Loan
Read more: How Rental Income Is Calculated for a DSCR LoanLenders generally calculate rental income for a DSCR loan using either the signed lease amount or a market-rent estimate from the appraisal, then compare that figure with the property’s monthly housing payment — principal, interest, taxes, insurance and, where applicable, HOA dues (PITIA) — to produce a debt service coverage ratio. Exact methods vary by…
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How to Calculate DSCR for an Investment Property
Read more: How to Calculate DSCR for an Investment PropertyA step-by-step walkthrough of the DSCR formula for real estate investors, with a worked example and common questions.
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DSCR Loan Requirements: What Real Estate Investors Should Know in 2026
Read more: DSCR Loan Requirements: What Real Estate Investors Should Know in 2026A 2026 look at how DSCR loan requirements generally work for real estate investors — what lenders evaluate, how to prepare, and common questions.