Portfolio Loans for Real Estate Investors
Finance multiple investment properties under a single loan structure — ideal for scaling rental portfolios without per-property qualification limits.
Portfolio Loan Highlights
5–20+ Properties
Consolidate multiple rentals into one manageable loan
DSCR-Based Qualification
Qualify based on combined portfolio cash flow performance
Simplified Process
One application, one closing, one payment for your entire portfolio
Scale Faster
Avoid conventional loan limits and grow your portfolio efficiently
Who Portfolio Loans Are For
Designed for experienced investors looking to consolidate or expand.
Investors with 5+ rental properties
Landlords hitting conventional loan limits
Portfolio consolidation & refinance
Investors scaling to 10, 20, or 50+ units
General Qualification Guidelines
Portfolio Requirements
- Minimum 5 properties per portfolio loan
- Properties must be income-producing
- Combined DSCR evaluated for qualification
- Mixed property types may be considered
Investor Profile
- Prior rental ownership experience preferred
- 660+ credit score preferred
- Entity ownership (LLC) recommended
- Property management in place or self-managed
Ready to Finance Your Portfolio?
Tell us about your rental portfolio and we’ll structure the right financing solution.
Business-purpose lending only. Not a bank. Not a direct lender. NMLS #2484887.