Cash-Out Refinance for Investment Properties
Unlock equity from your rental properties to fund your next acquisition, renovation, or portfolio expansion — without selling your assets.
Access Property Equity • DSCR-Based • No Personal Income Docs • Nationwide
Cash-Out Refinance Highlights
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Up to 75% LTV
Access a significant portion of your property equity for reinvestment
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DSCR Qualification
Qualify based on rental income, not personal tax returns
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Recycle Capital
Use equity from stabilized properties to fund new acquisitions
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BRRRR Strategy
Complete the BRRRR cycle by refinancing after renovation and stabilization
Common Uses for Cash-Out Refinance
Fund next property acquisition
Complete BRRRR strategy exits
Property renovations & upgrades
Portfolio consolidation or debt payoff
General Qualification Guidelines
Property Requirements
- Investment property (1-4 units or commercial)
- Seasoning period may apply (typically 6+ months)
- Current appraisal required
- Property must be income-producing or stabilized
Borrower Profile
- 660+ credit score preferred
- DSCR of 1.0+ on the subject property
- Entity or individual ownership
- Cash-out proceeds flexible in use
Ready to Unlock Your Property Equity?
Tell us about your property and we’ll structure a cash-out refinance solution.
Business-purpose lending only. Not a bank. Not a direct lender. NMLS #2484887.