DSCR Loans for 1-4 Unit Investment Properties
Finance rental properties based on cash flow without personal income verification. Capital structured around rental performance rather than personal income.
Program Overview
DSCR (Debt Service Coverage Ratio) loans are structured for investors acquiring or refinancing 1-4 unit rental properties. Qualification is based on the property’s rental income, not the borrower’s W-2 or tax returns. This program is ideal for investors with complex income structures or those building rental portfolios without traditional employment verification.
All scenarios are reviewed through the FAAS Capital Desk framework.
Best Fit For
Investors with complex income structures
Self-employed operators
Portfolio scalers avoiding income verification
Business-purpose transactions only
How It Works
Cash Flow Underwriting
Qualification based on property rental income, not personal W-2 or tax returns.
1-4 Unit Coverage
Structured for single-family, duplex, triplex, and fourplex investment properties.
Purchase or Refinance
Flexible capital for acquisition or cash-out refinance scenarios.
Ready to Move Forward?
Submit your investment scenario and receive structured terms.
Submit Your Investment ScenarioAll financing is subject to underwriting approval and final terms. Business-purpose only.