DSCR vs Hard Money Loans
If you’re evaluating DSCR loan requirements, understanding how DSCR compares to hard money is key. You can also estimate your deal using our DSCR calculator.
DSCR Loans
- Long-term financing
- Lower rates
- Rental income-based
Hard Money Loans
- Short-term financing
- Faster approvals
- Higher rates
When to Use Each
- DSCR → stabilized rentals
- Hard money → fix-and-flip projects
📊 Not sure which fits your deal?