How to Qualify for a DSCR Loan
If you’re reviewing DSCR loan requirements, understanding how DSCR loan rates and cash flow impact approval is critical. You can estimate your deal using our DSCR calculator.
Step 1 — Property Cash Flow
The property must generate enough income to support the loan.
Step 2 — Credit Score
Most programs require at least a 620 score, with better terms at higher tiers.
Step 3 — Down Payment
Typical down payment ranges from 20–25%.
Step 4 — Property Type
Eligible properties include single-family rentals, 2–4 units, and some short-term rentals.
📊 Want help qualifying your deal?